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Mortality Charges
Accident Shield Rider
Shriram Critical Illness Cover Rider
All Causes Total and Permanent Disability Rider
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| Event |
Maturity/death benefits payable |
On death of life assured during the policy term
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Sum assured plus Unit fund value plus Top-Up Sum Assured(if any) and Top - up unit value(if any) will be paid.
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On survival of life assured up to the end of policy term
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Unit fund value plus top up fund value(if any) will be paid.
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| Condition |
Limit |
| Minimum age at entry |
7 years age last birthday |
| Maximum age at entry |
65 years age last birthday |
| Maximum age at Maturity |
75 years age last birthday |
| Minimum Installment Premium |
Yearly = 12000
Half-Yearly = 7500
Quarterly = 5000
Monthly = 2000 |
| Policy Term |
10 years (or) 15 to 25 years |
| Short Premium payment term |
5 years/10 years/15 years/20 years |
| Sum Assured - for age at entry below 45 years |
Higher of (10*Annualized premium,0.5*annualized premium * policy term) |
| Sum Assured - for age at entry above 45 years |
Higher of (7*Annualized premium,0.25*annualized premium * policy term) |
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