NAV as on 19-Dec-2014: Accelerator:18.6948  Balancer:14.6658  Conservator:18.7961  Conservator Gold:14.9555  Conservator Platinum Fund:15.2573  Defender:14.8191  Discontinued POLICY FUND:12.6152  GROUP ELEVATOR:10.4212  GROUP PROTECTOR:11.1486  Guardian:21.9288  GUARDIAN PLUS:15.276  GUARDIAN SHIELD:13.2411  Maximus:22.9615  Maximus Gold:18.2953  MAXIMUS PLUS:16.5223  Preserver:14.1932  Protector:16.2986  Secure Plus:14.3944  Tyaseer fund:16.0171  Wealth Creator:14.0374 
 
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Event Maturity/death benefits payable
On death of life assured during the premium paying term
Two times the sum assured along with vested bonuses will be paid and the policy comes to an end
On survival of life assured up to the end of the premium paying term
Sum assured along with vested bonuses will be paid
On death of the life assured after the end of the premium paying term
Sum assured will be paid and the policy comes to an end
Bonus: Simple reversionary bonus will accrue during the premium paying term.
Condition Limit
Minimum age at entry 12 years
Maximum age at entry 65 years
Minimum age at the end of premium paying term 18 years
Maximum age at the end of the premium paying term 75 years
Minimum premium paying term 10 years
Maximum premium paying term 25 years
Minimum sum assured Rs. 50,000
Payment mode Rebate
Yearly   1.5% of the tabular
  premium as rebate
Half-yearly   0.75% of the tabular
  premium as rebate
Sum Assured Rebate
  Below Rs. 1,00,000 Nil
  Rs. 1,00,000 to Rs. 1,99,000 Re. 1 per thousand
  Rs. 2,00,000 to Rs. 2,99,000 Rs. 2 per thousand
  Rs. 3,00,000 and above Rs. 3 per thousand
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BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS
IRDA clarifies to public that
1. IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
2. IRDA does not announce any Bonus
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call number